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Duncan Wait Financial Adviser.

Please consider your needs for each of the following:

  1. Imagine you are unable to earn a single dollar, you have had an accident or developed an illness and for the foreseeable future are unable to generate income.

Do you want to protect your ability to earn an income if you’re disabled and can‘t work?

2.  Imagine you need to see a specialist, go to hospital, receive medical treatment and surgery.

Do you want to take charge of your healthcare and not worry about the public hospital waiting lists and systems?

3.  Imagine you are diagnosed as terminally ill or have died prematurely.

Do you want your immediate financial affairs and your estate to be settled in a timely and fair manner leaving your loved ones and the things you care about financially secure?

Where do we go from here?

The first thing I do is have a look at how you are currently structured with your ACC and any other existing insurances you may already have.

The reason for this is to make sure you are getting the best value from the plans you have now, and if you’re not, I can then put together a proposal showing you how you can.

The six step financial advice process:

1.Gain an as needed understanding of your business and the financial risk it presents.

2.Look over your existing ACC and Life Risk Insurance Plans.

3.Prepare a written proposal for new Life Risk Investment Insurance.

4.Present the proposal.

5.Upon your acceptance, implement new Life Risk Investment Insurance.

6.On an on-going basis, review and monitor the agreed plan.