Many people find themselves unprepared when faced with illness or injury, and may have to be away from work for extended periods while on a waiting list for treatment. It not only affects you financially, but can also have an impact on your family life. For those of you who run your own business, it can be even more critical.
You want to be sure that you’ll receive the right treatment when you need it, where you need it and with the specialist of your choice. The New Zealand public health system currently has waiting lists for elective surgery and queues to obtain diagnostic testing. If you or someone in your family needed major surgery through the public health system, you might have to join a queue, which could involve a long, uncomfortable wait.
Health insurance gives you greater choice and more immediate attention when you need hospital care or an operation. Specialist and diagnostic testing is an upgrade to major medical products, which allows access to medical specialists and related tests such as an MRI scan.