Business Continuity can provide a monthly payment to keep your business running should you or any covered key employees become disabled as a result of an accident or ill health.
It’s designed to meet the needs of business owners who have been trading for more than three years and includes those who have an ownership interest in the business as well as key employees.
This benefit pays the owner or partner in a small business a monthly benefit to cover the continuing expenses incurred if the owner becomes totally disabled. This monthly income can be paid for a term of either 1 or 2 years.
Locum Cover provides a monthly income to help keep your business going if you are ever disabled. It reimburses the cost of your replacement or covers eligible business overheads if a locum is not engaged.